Hi,
A few years ago I decided it was time to live my dream and move near the ocean!
I absolutely love the sunshine, the ocean breeze and the sound of the waves!
Life can be sweet and rewarding and beautiful.
It can be difficult and challenging and sad. Usually it is a crazy mix of it all.
My goal in life is pretty simple: remember the past gratefully,
plan for the future honestly,
and enjoy each new day in the moment.
It's a common scenario for successful, high-earning professionals: Decades of disciplined saving and investing have led to substantial nest eggs in retirement plans. But now, you find yourself in a financial bind. Despite your wealth, your money is l...
There are two broad categories of life insurance, and data suggests many households aren’t buying the most cost-effective one.Americans bought 4.1 million term insurance policies in 2021, accounting for 40% of all individual policies purchased t...
The two biggest items that people don't want to deal with when it comes to money management are insurance and making a will.Some of the real comments on buying life insurance, made to me during professional finance practice years, are illuminating.“W...
KEY POINTSConsumers can buy two types of life insurance: term or permanent. The latter category includes whole life and universal life.Term life insurance is generally the best option for most people since it’s the most cost-effective, say financial...
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Life insurance can help your family and dependents cover important expenses, such as childcare and mortgage payments, in your absence.But even if you’re convinced of this financial tool’s usefulness, you may still feel confused about when to pri...
I’m currently 40, and my existing 20-year term policy for $250,000 will expire at age 53. I also have about $100,000 in coverage through my employer, which I would lose if I switched jobs.My partner is disabled, unable to work, and we have no childre...
Thanks to tax cuts made during the Trump administration, Americans can give or hand down nearly $13 million in assets without paying federal estate tax. Only 0.2% of taxpayers have to worry about this tax, and they hire top-notch accountant...
Life insurance can help you plan for the future and ensure your loved ones are financially secure. But it may be challenging to qualify for an affordable life insurance policy that suits your needs if you’re considered a high-risk applicant.Factors C...